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Frequently Asked Questions
What types of funding do you offer?
We offer a variety of funding options, including personal loans, business lines of credit, term loans, and working capital. The best option depends on your credit profile, income, and business goals.
How much can I qualify for?
Funding amounts vary based on factors like credit score, income, business revenue, and existing debt. Most clients qualify anywhere from $5,000 to $250,000 or more, depending on their financial situation.
Do I need perfect credit to get approved?
No, you don’t need perfect credit. We work with multiple lenders that cater to different credit profiles—from excellent to fair. Even if your credit isn’t ideal, we may still find a program that fits.
How long does the funding process take?
Most clients receive a decision within 24–48 hours after completing their application and providing the necessary documents. In some cases, funds can be deposited in as little as 1–3 business days.
What documents are required to apply?
Typically, you’ll need a valid ID, proof of income (like bank statements or tax returns), and possibly business financials if applying for business funding. We’ll guide you through the exact requirements once your application is started.
Will applying hurt my credit score?
No, the initial pre-qualification process uses a soft credit pull, which doesn’t affect your score. A hard inquiry may occur later in the process only if you choose to move forward with an offer.